Investing in better outcomes
At MCL Capital, we believe finance has the power to create value long after an agreement is signed.Every day we help government agencies, local government, healthcare providers and leading organisations access the equipment and technology they need to strengthen capability and invest with confidence. From clinical equipment and technology through to specialist assets and infrastructure, our funding model supports organisations that create lasting value for communities across Aotearoa.
Sustainability isn't a separate programme. It is built into the way we finance assets, manage them throughout their lifecycle and help our clients achieve better environmental and social outcomes. It's about responsible stewardship, making the most of every investment and ensuring value extends well beyond the life of the lease.
Sustainable Finance
Our Sustainable Finance Framework gives organisations access to funding for projects that deliver recognised environmental or social outcomes.
The framework has been independently verified by KPMG and aligns with the Green Loan Principles and Social Loan Principles. Customers can enter Sustainable Leases with confidence, knowing the programme is externally reviewed each year and supported by transparent sustainability reporting.
For organisations with their own ESG and sustainability commitments, Sustainable Leases provide a practical way to fund eligible projects while supporting long-term environmental and social outcomes.
Extending the Life of Every Asset
One of the most sustainable investments is making better use of the assets already in service.
Unlike ownership, leasing allows quality assets to support multiple organisations throughout their useful life. That reduces unnecessary replacement, preserves valuable resources and helps maximise the value of every investment.
When leased equipment reaches the end of its first term, we look first to refurbishment, then reuse and finally recycling. That approach keeps valuable resources in circulation for longer and reduces unnecessary waste.
Today, more than 99% of assets returned to MCL Capital are refurbished and reused. The small number that cannot be repurposed are processed through certified New Zealand e-waste recycling partners, where valuable materials are recovered and returned to the manufacturing cycle rather than landfill.
It's a practical example of the circular economy in action, delivering environmental value while helping organisations get more from every investment.
Enabling Opportunity
At MCL Capital, sustainability isn't just about how we manage assets. It's also about how those assets create opportunity for people and communities.
For many New Zealand households, internet access remains just out of reach. The upfront cost of getting connected can still prevent children learning from home, people applying for work or families accessing the services many of us now rely on every day.
MCL Capital proudly funds the modems for eligible households through the Chorus Equity Fibre kaupapa, removing one of the final barriers to getting connected. Alongside a network of community partners, we're helping more whānau access affordable internet and the opportunities that come with it.Connection is only part of the picture. Access to a quality digital device is equally important. Without one, many tamariki and rangatahi are placed at an unfair disadvantage, limiting opportunities to learn, connect and participate in an increasingly digital world.
That's why customers can choose to redirect suitable end-of-lease devices to programmes addressing the digital divide. Rather than retiring quality technology, those devices are refurbished and given a second life in the hands of people who need them most.
By extending the life of both technology and opportunity, we're helping build stronger, more connected communities across Aotearoa.